I forgot my password and was unable to log-in. When I signed up I used a false email to protect identity. Just remembered the password so I can use the old account.
As I have said in the past, it’s nothing I can put my finger on statistically but rather the feeling among my peer group (professionals with incomes between 100K to 200K) that we could afford the payments based upon conservative 30 yr financing on homes we liked.
I’ll get to part 1 when I have time…sorry but I’m swamped
