I don’t feel dumb lately. I feel distracted, forgetful, anxious, disgusted, awesome, muscular, fatigued, exhausted and seasoned.
But not dumb.
Maybe next week.
I’d rather owe 250000 on a place worth 800000 than own a 250000 place outright. I’d be prouder to have the debt. A free and clear deed would not bolster my pride.
i’d also rather ahve a super cheap monthly payment ona bitching place, than a free and clear dump.