I don’t even think this thread deserves to continue. She is in a jam and coming to you asking for handout. Money and friends (or friends of friends) never mix. Humbly say no and move on. You will get burned.
Perfect example I know someone who loaned his (now ex) wife’s father $50,000 for his business. In exchange he was to be paid 12% interest and got a deed to the house. Now they are divorced, the guy stopped paying interest, and my friend is in line behind the first and second trust deed’s who’s balance owed is more than the house is worth. He isn’t going to see a penny.