You can probably get closer to 5% for CD’s today fron FDIC insured joints…. just don’t believe that there is NO risk, regardless of what the $10 an hour customer service rep tells you.
The best rates consistently seem to be online, never at a brick & mortar bank.
I wouldn’t even risk the interest above $100K in any one account.
When you realize what is behind the numbers on your statements, just understand that it ISN’T your cash that you deposited.
