I believe I have seen in the note or trustee’s deed,note seems to make more sense, an agreement to basically take good care of the house including performing maintenance to preclude damage. Of course the criminal courts are not going to deal with stolen fixtures from ones own property, even if there was ample evidence,or at least I think they would not. As a civil matter, as is usually the case,pusruing it is too expensive. It is really hard to get into trouble in this country. Evidence of that seems to abound.
I’d be surprised if even an arson incident would be pursued. Pitiful. I think they would only do it if the criminal person had the means to pay the insurer ,which of course these people don’t.
Can’t we at least bring back Tar’n’featherin? You’d probably go to jail for that and be sued to death.