I am locked with owning at 2.75 no lender fees, but today spoke with United direct lending (Jacob Cantor) and he offered me 2.75 no lender fees and $500 credit. I am also chasing a rumored 2.5 at loan cabin….currently have 3% with First Republic which I got right after Brexit a few years ago, going to call them in the morning and see what they say…… this is just crazy! Is it going to go lower??
