I “always” pay my bills too, that does not mean you don’t get nasty letters. There are many predators out there, and I find most nasty letters come from Dr.’s offices EVEN if you paid the bill.
I never understand why some people get satisfaction from other people’s misery.
Look at me, I’m perfect – I ALWAYS pay my bills, and the person I am paying rent to (what I am really angry about) is really a loser. See, I really am superior to my landlord.