How much can you truly save vs how much lost income when you don’t graduate in 4 years? Especially when you go to a UC or a CSU. UCSD tuition is $13,234/yr, if you go to JC, you’ll save on GE classes, and a couple math classes. But JC transfer usually take 5-6 years to graduate with the same degree vs 4. So, you’re saving $13-26k, but then if you get out and get a job for $40k, then your $13k-26k savings become negative saving of $14k-27k. This is assuming you go to a UC near home. That CSU cost number is about half of UC.