HOA leins are junior to the mortgage. Basically if you’re barely in the equity, the HOA clowns can line up and bite you, they’d lose their ass …
If you got 150K of equity, you’re screwed.
They can interrupt a sale, a refi, a transfer at death etc, but they get nothing in foreclosure. Or they are behind all the other leins on the property. Like if you’re a little behind, try to get a lot behind, cash out refi now, spend like there is no tommorow and leave them with the shaft …
Cool.
Cow_tipping.
