Hey, I get it. If I could have my house paid for *and* have close to a half-mil in the bank I’d be stoked. If you step back and think about it for a minute, that’s the kind of flexibility you’re arguing for. We both hate the idea of having that much money locked up to it either way.
Thank you, that’s exactly what I was trying to say all along. I was trying to find ways to have my house paid for and have 400k in the bank. That’s similar to having your rental mortgage paid for by your tenant. It might not work out the first few years but MAYBE, with inflation, it will in the later years since your mortgage payment is fixed.