Here’s what stuck in my craw about the article. Toothman says, “All I wanted to do was own a house.” Yet she never saved any money for the down payment nor did any of her own due diligence as far as what she could afford (the library has good FREE information as far as finances are concerned).
Back in the day (OK I am dating myself here) when you wanted to buy property you saved for many years for the down payment, which told the lender you had good fiscal habits. I’m glad that down payments are coming back in style, because then we won’t have read more treacle like this from the UT.