[quote=gzz]Flu, I thought you were a conservative index funder? That didn’t make you 30% YTD did it?[/quote]
I am.. Like I said before that portion of my portfolio is over at Vanguard and I dont touch and it beats my self directed accounts over the long period of time consistently.
However, this year I got lucky. It had a lot to do with selling Jan 2020 expiring AMD call options with a $15/share strike price I bought when AMD was still in the single digits, lol.
Skill had nothing to do with it. just dumb luck.
But proceeds from dumb luck, after taxes, goes to the passive accounts where I can’t do something that stupid… or paying off mortgages (previously)…so less risky assets have no debt.
S&P500 actually is doing very well this year. It’s 22.5% so it’s not that much worse…less of a headache probably … people who index probably would do better than trying to time the markets. investing $5000 is completely different than say investing $500k. you wouldn’t be nearly as reckless with the later as the former.
