GZZ
Some lenders have additional overlays of what is required.
There is no pricing hit for self employed but probably requires current P&L
Regardless of what stage you’re in with a loan application, you are under no obligation to complete it.
Nobody can force anyone to sign loan docs.
I had a call today from someone who needed cash out and their existing servicer quoted them 3.125% with $7700 cost today.
I’m now doing it for them at 2.875% with zero costs.
3.125% sounded good, but the cost was ridiculous.
If you want a 2nd opinion, let me know.
There may have been a much better strategy for you, that I don’t know if you considered
