gzz, I’m fully aware of app o rama. I did it awhile back for 0% interest when banks were giving out 5-6% 12 months CD. I would get those cards, stick all the $ in the CD and 12 months later pay it back. But I haven’t done an app o rama since CD rates dropped below 4%.
Can you give me some examples of cards that give cash incentives? I’ve seen plenty of 0% interest balance transfer cards and cards that give you bonus points. But I’ve never seen cards that give you several hundred in cash before. Would definitely be a good thing to do today since interest rate is so low instead of doing app o rama to stick it in a CD. Do you have to spend a certain amount to get those cash bonus?