good call pem, you will never be subject to the gyrations of the market with fundamentals like that. In 15 or 20 years you will be convinced that it was the best decision of your life. While I’ve grown to love my little patch of earth on the planet, the reason for being here and the reason I stay is the same. Having your children grow up being watched after school by their grandma, or having their grandpas offering what they think is expert advice at every soccer or football game, can’t be measured in dollars, it’s priceless. A lot of people don’t have family members that are reliable, alive, unselfish or a good influence, if you’ve got them, abuse the hell out of it. Two pieces of advice from someone who has been there, 1) never utter the words “they are my kids, let me raise them” (cause I didn’t mean it and I wish and hadn’t said it). 2) F*&K the books on raising kids, let the grandparents spoil the hell out of them, let grandma give them too much candy and let grandpa allow them to drive his car on his lap in some empty parking lot when they are twelve or light fireworks on the fourth of july.