Get 2 more quotes,see if they are relatively close. I had to replace one of ours and was surprised how expensive the part was, ceramic disc=expensive. Unfortunately it is probably not worth your time to take them to court, unless you enjoy that sort of thing i guess. You are getting more out of it than you paid in so don’t be too greedy, especially if it says fixtures are not covered. didn’t read above post-sounds like diverter is definitely covered. When ours broke it was in the open position so had to shut off the main to keep the hot water from coming out, until fixed. Me personally I would take the check and fix it myself, but that’s just how I am.