FYI, the last time I was a seller of RE was just over two months ago, on a property I owned with a family member. All was in order and closed timely because all the conditions I listed above were met. I maintain that if the seller’s property is sound, seller’s disclosure is properly made, the above conditions are met (and the seller is not trying to “short” his/her lender(s), lol), then they don’t have to worry about their buyer being a “flake.”