For me, I think I’m at a point in life in which if I do something stupid, its far more damaging that not taking the risk. Granted, it’s unlikely I would ever lose my home, but I don’t want to open that up to the possibility. I figure buying a new home and starting over has less risk that mucking around with my first primary. So if all else fails, there’s always something else to fall back on. The only thing is that I can’t bring myself to opening a checkbook to a home that costs $1.3m-ish…I don’t think that would even get me into a good Pardee tract home home right now (which isn’t necessarily something I particularly want, but….)…Some of the homes in Pardee community in Sorrento Heights costs more than I paid for my home in Carmel V…So, it’s just crazy out there right now.
