Follow BG’s advice and come rent. Unfortunately 200k is not an SFR budget in this county, it is a downpayment. From your name I’m guessing you are coming from possibly Canada. The locations where you can pay under 200k cash for an SFR will require locals to make some “adjustments,” coming from Canada, you will likely have seizures. I’m not attacking specific town, more so specific neighborhoods. Every town has dicey areas and the r/e prices reflect that, but the sub 200k sfr’s will probably have to be the diciest street of the diciest neighborhood of the diciest town. Sub 200 condo and you’ve got options, lots of them, sub 200k sfr, and that’s bunker prices.