[quote=FlyerInHi]Bearish, why is Trump’s obamacare plan any better than Cruz’ or Rubio’s?
Trump plan so far is simply to get rid of state boundaries.[/quote]
I don’t yet know that Trump’s plan is any better. But “getting rid of state boundaries” will be HUGE! If those six major carriers who exited the CA individual market at the end of 2013 are allowed to come back into the state, they can sell PPO healthplans and compete with one another on price. Right now, we only have ONE carrier (BSoC) selling PPOs in nearly all of the 19 regions of CA and Anthem Blue Cross selling a PPO in a very few regions (SD County excepted). The other major carriers who formerly sold PPOs in CA (before the ACA was put into place) are now gone, forced out by Covered CA. Cigna currently offers a couple of Bronze plans on the open market in SD but by law, now has the same open enrollment periods as CC does and cannot take new customers until about October 15 unless they can prove a “qualifying event.”
Only PPO plans (and indemnity policies) offer nationwide provider access. The other types of healthplans (EPO and HMO) have a “locked” network located in a particular coverage area and only offer coverage out of that locale in a true emergency.
