[quote=FlyerInHi]AN, you can call it whatever you want.
But it’s not like rules change overnight that you can’t plan.
Life is fluid and estate planning is a continuous process mostly because changing personal circumstances. Nothing to get riled up about.
On Obama Care, it depend what your view is. Considering that universal health care is taken for granted in the developed world, the US was bound to implement something sooner or later. In that context, Obama Care is just a patch to the old system.[/quote]I never said rules doesn’t change. In fact, that’s exactly what I said. It’s within the realm of possibility that we can get “Roth” tax free gain rule be changed retroactively. I pointed out that when you have Democrat super majority in both chamber and the presidency, it’s likely that it will happen.
If you call Obamacare a patch and incremental, then the change in Roth rules would be an even more minor patch and there’s no point in arguing that it can’t happen.