one of the things, assumptions in this thread has been the ability to sock away that much money. those like yourself who can do that probably are doing the right thing, at least in terms of available options (and like i said, i have no idea what other “conservative” and “safe” options there are). investing in real estate just came off the top of my head as an alternative, i have no idea why (housing blog? what? where am i…)… but with regards to re investing, i was thinking of the income potential and not the bubble potential. with 150k socked away, i would think that you could have qualified to buy investment props back in the day if you had kept liquidity…
you mention your company offerings; that colors my view significantly as my company offerings are slim and none; no co match (anymore) and limited fund options.
despite your primary losing equity, “doubling up” on re by investing at a good time at a good price will surely help recoup… as well as providing long term income. a long term analysis of re investment would be interesting to compare with long term retirement fund returns…
actually, something else comes to mind. the web and non porn content back in the day was slim. if the information on re cycles, prices, inflation, ad nausem were readily available and you were savy to that info, it may have made a difference… since we have the info and tools now, today at the tip of our fingers, i think we see alot more laymen like yourself and myself considering re as an investment option…