[quote=flu]
You think $8500/yr per person is enough for small biz that is covering employees with a mix of ages including some in 45-50 years old with pre-existing conditions? Boy, like I suspected, you only looked at rates for yourself, you’re probably young, and haven’t had any medical issues. I hope for your sake that continues.[/quote]
I don’t know if Brian does. I know I do. Because I do it. I pay for a very decent small group Aetna HMO with a $15 co-pay. But even if i went to their lowest co-pay of $10, only those older than 59 would cost more than $8500 a year. 55 to 59 years old would cost $8,364 per year. (I’m looking at their renewal rate tables from 7-1-09 as i type.) Even with a 1.1 modifier, only those over 54 would be more than $8500 a year.
I’m pretty sure large group plans would be cheaper.