What were these payment free months? You could skip a month or something? Hmmm. I never got these…darn, I miss out on all the fun…I just use to get 0 balance transfer deals and then I called and could negotiate a $0 transaction fee for doing it ( I never did it though).
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Sorry I didn’t see your post before.
Yes, payment-free months. They called them “payment holidays” IIRC. I think it was a way to get deadbeats (who pay off every month) to accrue interest/finance charges. Though we didn’t have to pay that month, the interest was accruing, IIRC. I believe they wanted you to take one “holiday” month per year.
