[quote=flu][quote=equalizer]Just got a quote today on $400K 20 year at 3.5% no cost. We did refi last year at 3.875 and had gotten $2400 net credit, which was around -1.25pts if you include all closing costs.[/quote]
That’s kind of high…I’m seeing a 30 year at 3.50% with an $800 cost.. You can probably do a 3.55 with no cost. but I haven’t looked.[/quote]
Is your rate with 40% equity? Prices have dropped everywhere on low volume in past year.
