flu, I agree that SSD hasn’t been out long enough to test their reliability, but according to their MTBF data, it “should” last. However, I do agree that if you have important data, you have 2 options, get a standard mechanical drive to store it in (I have a couple 300GB sitting around if you want it for free sdr). Standard HDD are dirt cheap again, so for ~$100, you can get > 1.5TB.
The reason why I’m so positive on SSD for everyone is because it improve speed on the part where people will notice the most, which is boot up & launching apps. Due to the speed of SSD, you might not need to get more memory, because even if you start paging due to low memory, SSD should be fast enough for you not to notice a performance hit due to paging.
If sdr want to wait for W8, I would suggest get the SSD and reinstall Vista on it too.
My personal computer isn’t nearly as swanky as yours flu. I’m still running on an overclocked Core 2 Duo. I’m just waiting for the day when I can get 64GB of RAM for a reasonable price, then I’ll upgrade :-). Compiling code isn’t the only thing that make you need a faster computer. Photo and Video editing will do that too. If you do a lot of photo & video editing, then it’ll be a good idea to get a few 3TB HDD to store those HUGE files on as well. SSD can’t help you there.
WRT Dinan chip, I think they’re over priced for what you get. I’d probably get the Vishnu chip or the countless other chips out there that make more power for less. The chips are quite easy to install and remove, so if something happen, you can always remove it and bring it to the dealer :-D.