Very simple: find an area you would love to live in. I mean the ideal area (but within reason) for you and your spouse. Once your dream home comes on the market for a price you can comfortably pay, buy it. It’s your dream home so you can live in it for 15+ years.
Stop trying to time the market. You didn’t buy with all the other lemmings back at the height so you are golden. Stop stressing. Unless you want to make a total killing with an investment property; that I can’t help you with.
