Don’t forget about car repairs, unless you have the tools and ability to repair and maintain yourself. Personally I think if you take the lowest income between your wife and yourself and add a minimum wage income to it and then can still afford the mortgage then now is a great time to buy. I don’t buy sdrealtors analysis of inflation causing future default as rents will invariably go up as well, and you gotta live somewhere,right! Just my 2¢.
