[quote=davelj]
Since it sounds like you’re planning on owning this place (as opposed to being a landlord and renting it out), I’d disregard the vacancy and repair friction above in your calculations. You want to make an apples-to-apples comparison, after all.
[/quote]
I mostly agree with Dave.
Yeah if you are living in it, the v&r offset is not really much of a consideration.
I would still keep something in for fixes.
Bear in mind that anything that your landlord would have fixed (which for me was a lot of things as a renter) is now your job. Probably a number closer to 5 percent of market rent. Also, try to get a home warranty and get the specifics from the company issuing that warranty. Its remarkable what items they leave out.
