davelj, I am counting on very high interest rates in a few years, as investors start selling their Treasury notes, thus lowring their prices and raising their yields. 15% – 20% is the range I’m expecting. iTulip.com’s KaPoom theory…. check it out, and tell me what you think. The guy is briliant, and he retired off the money he made in selling and buying into bubbles between 2000 and 2002.