-Navy Fed has this great rate mentioned above, but it is an 18-month ‘share certificate’ and I think you are locked in there for 18 months. How does this differ from a CD and would you rec. this as an investment? The rate seems to be the best around.
-I noticed that only local banks have been mentioned. What about GMAC bank, ING Direct or Countrywide? Some of these are online and in the past I have found that their rates are better than local banks. Many times the best rates seem to be with the online branch of the larger institution – like GMAC and Countrywide. Any advice here?
