Congrats 4Sbuyer2002 on being at the right place at the right time and taking advantage of the situation. I doubt we’ll ever see 4.5% interest rate again. Some of us are not as fortunate. I graduated w/ my BS in 2002-2003, which was a horrible time and it was hard enough to find a job, much less make a long term commitment like a house. Now that people like myself finally saved some money to start thinking of a house, it’s no longer at the level it was in 2004. Where we go from here is anybody guess, but my bet is on returning to fundamental. It did many times before, this time won’t be any different.
