Public pensions and SS are apples and oranges. I will have to wait another 20+ years to start collecting. I have client right now who is about my age and collecting a government pension of the median income for the NCC area.
If at that point I am lucky enough to live to the age of 90, I still wont collect more nominal dollars than I put in. Forget about return on capital, I’ll be lucky to see return of capital.
Sure I can sometimes work 20 hours and make $10K plus that is extremely rare and more often than not I work 40 + hours a week without getting paid a penny. Nothing we do is guaranteed. we take all the risk of earning an income. About 90% make less than minimum wage and are out of this business in a year or two. That is the norm. Your strawman arguments here are pretty pathetic and transparent.
And I am winning!!! Not whining, I’ll leave that to you