Captcha, what tax rate are you using to get that 6.9%?
Equalizer, I guess the real question then is, do you foresee the rate of return being more or less than 4% over the next 15 years or not. If less, you should go out and buy a 10 years CD today. I think they’re I’m the low 4% range.
Regarding $4k saving, like I said, I doing it every month and I make less than $150k. I go on vacations, fancy dinner once a week, lux car payment, etc.
