but the ones who are not covered now are the ones who do not have any money,
I hope for your sake that no one in your family ever gets sick. I have family members who are cancer survivors and who have conditions like type I diabetes. They are completely, totally uninsurable. No insurance company will sell them a policy for any amount of money given their health history. Their only option is to work for an employer that has a group healthcare plan. Hopefully they will be able to work until they qualify for medicare. Not everyone is so lucky.