Brian, if you buy a new car, would you feel ripped off as you drive it off the lot? Would you feel ripped off when you buy almost any tech toys? Would you call the act of people who sell their equity usury too? Especially when you know what they paid for it.
To answer your question, no, I don’t feel ripped off because I know it will depreciate sooner or later. With regards to taxi or trinket, that’s supply and demand at work. You can walk to your location, or you can rent a car and drive yourself. You don’t have to buy those trinket. But when you do, that’s your choice and you chose to pay for those things/services at those price.