BG, PLAN to annex by a larger entity does not mean it is. China likes to color Taiwan the same color on the maps they produce, that doesn’t mean Taiwan is part of China. Saddam Hussein had PLANS to annex Kuwait, but that doesn’t mean Kuwait was part of Iraq. I actually LIVED in 4S before. IT ISN’T PART OF THE CITY OF SAN DIEGO.
Quite frankly, the city doesn’t have the resources to manage any more new territories.
before you make up your mind about a place, why don’t you at least take the time to go for a visit. When you stop by, ask the question, why is the library a “county” library, why are the parks “county” parks, and yes, why is there a sheriff sub-station instead of the usual SDPD.
I’ve been all around the county on my search for a home. Given similar demographics with the OP, well except for the “mortgage will be paid off” part, I say OP will be extremely happy within the 56/Ted Williams belt way (92064, 92127, 92128, 92129, 92130, 92131). And would be quite disappointed with anywhere else. Yes, I’ll go out on a limb and say he’ll probably be quite disappointed with a 20,000 lot with 360 degree view in Tijuana. =)
I do agree with one thing for the OP. RENT here for at least 6-12 months. It really help you acclimate to the local environment and prices. You’ll be able to pick up nuances such as “Scripps is actually cooler than RB” during the summer despite both being off the I-15. “4S is hotter” because it is more of a valley. so on and so forth.
Another point about renting first is for OP’s target segment, he can afford to wait as he gets more choice as time progress.