[quote=Balboa]Does anyone actually get this lowest daily rate? Right this moment we are filling out a loan docs and the stated rate is 4%. We do need a bit of special handling because we have shortened contingencies and may do a 21-day close. But we also have 20% down on a conforming loan with 800+ credit scores. Seems like we’d be good candidates for the best rate possible…[/quote]
Yes. People get these rates. But the rate depends when you got your quote, what you are buying, your income, and your lender.
I got my nice rates through some random bank suggested by Zillow. My existing lender quoted me 0.5% higher than the online place.
