“Back in the day” I rented for $195/mo in downtown Syracuse, which was outrageous at the time. I did it because I could not afford a home at the time – the homes were also outrageous at about $35,000. I was POed. But I drove my Plymouth Roadrunner with the 426 hemi and filled up the tank for less than $5.
We started having kids and bit the bullet, bought a house and was house poor for a decade or two.
In 30 years, I’ll be dead and you will tell your grandkids about the days when you could buy gasoline for $3/gallon. They laugh and say “no way, grandpa”. They wont believe you. They also will have to wait and save for a starter home that costs $4 million or more.
You are now stuck firmly between both zones.