As I recall flu you have tenants on H1-B visas…those folks are probably pretty likely to keep paying because (a) they still have jobs and (b) they don’t want any blemish on their record that would give cause for being ousted. On this side of the pandemic your decision seems pretty wise.
I would also imagine that lower cost rentals have a higher chance of no-pays right now, probably south of 8?
It will be interesting to hear what the landlords on this site say.