OT: I’m intrigued by the fact that many listings I see still show some arrogance on the part of he sellers. They should be puckered up for some serious ass kissing right now, not acting like it’s 2005. B2VABCOE is fine (and expected), but when they say things like “must use preferred lender” or “seller will not pay for repairs” or “seller to select services” and so on, I wonder what they’re thinking.