[quote=AN]bearishgurl, what’s your definition of middle vs upper middle class area? Example?[/quote]
OT: AN, that’s hard to define when you are talking about a person because there are many, many persons in SD who are Prop. 13 owners (mostly seniors) who are NOT among the “landed poor” as many posters in this forum seem to be. They may live in a “lower MC” area and drive a modest vehicle, but their home is paid for and they have plenty of assets to live off of until they die (and maybe some to leave to their heirs).
As far as areas that I would consider middle-class or upper-middle class, I would have to use the criteria to qualify to purchase a property today to live in that area as so many owners who are currently are in distress or have been foreclosed on were just “pretending” to belong to a particular class.
Of course there are niche areas which are the exception.
Areas in North County I would consider middle class would be PQ, San Marcos (part lower MC), Fallbrook, Escondido (part lower MC), Poway (part upper MC) and Vista (part lower MC).
Areas in North County I would consider upper middle class are Poway (part MC), Carmel Valley, La Costa (por. of Carlsbad), RB and Ramona.
All other areas in North County I feel are either lower MC (O’side) or “generally” wealthy, reflective of owners only (DM, Carlsbad, Enc., SB, Cardiff).
In SD, MC zips would be 92101 (part wealthy), 92108, 92110, 92115 (part upper MC), 92116 (part upper MC), 92117 (part lower MC), 92119 (part upper MC), 92120 (part upper MC), 92122, 92124, 92126 (part lower MC).
In SD, Upper MC zips would be 92102, 92103 (part wealthy), 92104, 92107 (part wealthy), 92110, 92111 part lower MC), 92115 (part MC), 92116 (part MC), 92117 (part MC), 92119 (part MC), 92120 (part MC), 92121, 92131.
Other zips in SD I feel are lower MC (92103, 92105, 92113, 92114) or “generally” wealthy (92106, 92109, 92037), reflective of owners only.
In South County:
MC zips would be 91910 (part upper MC, part wealthy), 91911 (part upper MC, part lower MC), 91913 (part upper MC, 91915 (part upper MC).
Upper MC zips would be 91902 (part wealthy), 91910 (part MC, part wealthy), 91911 (part MC, part lower MC), 91913 (part MC); 91914, 91915 (part MC).
The other zips of South County I would consider to be lower MC (92154, 92173, 91932) or “generally” wealthy (92118).
In East County:
MC zips would be: 91978 (part lower MC), 92021 (part lower MC), 92040 (part lower MC), 92071.
Upper MC areas would be: 91901, 91941 (part wealthy), 91942, 92019 (part wealthy).
Other east county zips of 91945, 91977 and 92020 are lower MC, IMO.
Disclaimer: This opinion is based on the ability to qualify to purchase a property in a particular area but is not necessarily based upon the quality of life in that area.
