AN, I have to say the BS detector is really starting to take off, if for no other reason your troubling use of tense. You talk about various investments like something you should do, or switch to or do differently. Seems very odd for a guy who says he’s been putting $50K a year into savings and investments.
You talk about different times of good return in the market that have nothing to do with your investment timeframe. Around me, most people I know are very disappointed with their investment return over the last decade. You, being the savvy young know-it-all you are, know that past performance is no guarantee of future return, so sure, things can certainly turn around, but it’s equally (and somewhat scarily) possible that they won’t. What the market did between 1960 and 1980 doesn’t do me any good.
But again, you come off like someone who talks of financial markets who doesn’t have much skin in the game. Maybe you’ll buy some Berkshire Hathaway, maybe some DOW index. Maybe a CD. Hmmmm.
And again, you find it less than hard to save that money, but sounds like you’re living a fairly lavish (frugal) life. Nice restaurants, luxury cars, vacations and you’re saving a ton to boot. Maybe this is a case where my literal sense is doing me in. Perhaps by luxury car you mean a ’92 Lexus ES250. Maybe by nice dinner, you mean Souplantation. And that vacation is two days at Torrey Pines State Beach.
