All of these morality talk and honoring of mortgage contracts got me giggle for a second. American should be one of the last people to talk about honoring of contract when time gets tough or when things are not favorable. The reason I say this is because at least 1/2 of us don’t honor the contract most of us signed or will sign, which is, the marriage license. When things gets tough or when things don’t go our way, we get divorced. How is that any different than walking from a mortgage loan?