A house hold income of $120-150k is not that much at all. I guess if you don’t put anything away for retirement and savings, then you can afford the 500-600k house, but if you’re talking about fully invested in 401(k) and ROTH and stash some money away for rainy day as well as for investment, I don’t see how you can afford much more than 400k. $400k won’t even get you a median home in “ghetto” place like Mira Mesa much less NCC.
