[quote=4plexowner]”the banks should have to recapitalize the FDIC insurance fund with their own money”
you mean the taxpayer’s money that the banks were bailed out with?[/quote]
To some extent and in some cases, yes. Money’s fungible, after all. All the more reason to have the banks use “their” capital to shore up the insurance fund. Do you want to double down as a taxpayer by having the FDIC borrow from the Treasury? That’s a rhetorical question.