4plexowner, isn’t credit and debt are two side of the same coin? here’s the definition for both:
credit – money available for a client to borrow.
debt – money owed by one person to another.
So, to me, it seems like if you use your credit, that becomes debt. If you don’t use that credit, then it will never become debt. So, if you pay off your credit card every month in full, how can that be called a debt card?
