1) Rent
2) Never owned (30 yrs old), although I actually do own speculative land in faraway places (would you have guessed that?)
3) N/A
4) Independent analysis (which, as #7 below shows, was not initially very good)
5) I will buy in the area where I now rent, and probably a house very similar to the one I’m renting. In other words, when I picked a rental, I picked a house where I would actually like to live for several years.
6) N/A
7) I moved to SD in 2003. In retrospect, I should have bought then, but decided that the market looked “rich”, and thought it would roll over. By next year, the bubble was in full swing, and there was no question that it was overpriced. I can afford to buy today pretty much anywhere I want in SD county, but I choose not to.