The only thing I can think of to take advantage of this is to do the 5K paper Ibond from your refund. So I suppose you can do your taxes, figure out how much you owe/refund. Then add another estimated tax payment to get 5K back then get the 5K IBond.

Kind of scared of doing paper bonds though. I still have a stack of EE BONDS that matured but figuring out how to collect on them is very hard since it seems like most banks stopped and you need to send it in to the government.

Perhaps we should ask for disaster declaration from FEMA this year too. Yesterday was actually one of the worst storms I drove through for years. And I actually got wet from the rain.