hi HLS, what’s your email? We’re looking for a full documentation loan for a purchase price about $750K. We can pay down 20%, but not sure if it would make much difference for the rate if we pay only 10% or 5%. Our credit scores are above 780. The mortgage before tax deduction will be less than 1/3 our gross monthly income for 10% downpayment. We’re mainly looking at 30 fixed, 15 fixed, 5/1 ARM.
